process credit cards, how? any suggestion is welcome, thanks!

Good morning (or good evening!) to all!
I¹m searching for a payment gateway to process credit cards for my website
(I¹ll sell services, medium and little prices).
I¹m confused... I need an advice from somebody more experienced, I¹m pretty
newbie... and english is not my tongue, so, please, sorry for my mistakes!:-(

I found these:

1)
http://www.paynetsystems.com/html/feelist.html
it seems inexpensive, but it has chargeback fee (15$)

2)
http://www.ccnow.com/sellOnline.html
it seems good to me, and maybe is an advantage his location? (Delaware)

3)
http://www.protx.com/products/pricingvsp.asp

4)
http://help.nochex.com/?Action=Q&ID=92

what you think about these?
can you tell me other better address?

Thanks in advance to all answer me,
Donata

================================================== ==============
Hogwasher: You don't have to sacrifice friendliness for power
http://www.asar.com/cgi-bin/product....hogwasher.html
================================================== ==============

This one thoesn't make signup fees, anyways cee4 yourself at (I'm putting
my reff link) :

http://merchantboss.com/agent/mb57939 .

One more thing you need a PHP server to run the web form they provide. And
they have a very prompt and comprehansive support.


"Donata" <donata@nospam.com> wrote in message
news:0001HW.BE9D5DF40018C826F04075B0@news.numerica ble.fr...
> Good morning (or good evening!) to all!
> I¹m searching for a payment gateway to process credit cards for my website
> (I¹ll sell services, medium and little prices).
> I¹m confused... I need an advice from somebody more experienced, I¹m
> pretty
> newbie... and english is not my tongue, so, please, sorry for my
> mistakes!:-(
>
> I found these:
>
> 1)
> http://www.paynetsystems.com/html/feelist.html
> it seems inexpensive, but it has chargeback fee (15$)
>
> 2)
> http://www.ccnow.com/sellOnline.html
> it seems good to me, and maybe is an advantage his location? (Delaware)
>
> 3)
> http://www.protx.com/products/pricingvsp.asp
>
> 4)
> http://help.nochex.com/?Action=Q&ID=92
>
> what you think about these?
> can you tell me other better address?
>
> Thanks in advance to all answer me,
> Donata
>
> ================================================== ==============
> Hogwasher: You don't have to sacrifice friendliness for power
> http://www.asar.com/cgi-bin/product....hogwasher.html
> ================================================== ==============
>

Donata wrote:
> Good morning (or good evening!) to all!
> I¹m searching for a payment gateway to process credit cards for my website
> (I¹ll sell services, medium and little prices).
> I¹m confused... I need an advice from somebody more experienced, I¹m pretty
> newbie... and english is not my tongue, so, please, sorry for my mistakes!:-(
>
> I found these:
>
> 1)
> http://www.paynetsystems.com/html/feelist.html
> it seems inexpensive, but it has chargeback fee (15$)
>
> 2)
> http://www.ccnow.com/sellOnline.html
> it seems good to me, and maybe is an advantage his location? (Delaware)
>
> 3)
> http://www.protx.com/products/pricingvsp.asp
>
> 4)
> http://help.nochex.com/?Action=Q&ID=92

Well, option 1, 2, and 4 are all standalone solutions, but Protx will
require you to have a merchant account already set up....

--
www.fixaphoto.co.uk
for photographic restorations

Donata wrote:
> Good morning (or good evening!) to all!
> I¹m searching for a payment gateway to process credit cards for my website
> (I¹ll sell services, medium and little prices).
> I¹m confused... I need an advice from somebody more experienced, I¹m pretty
> newbie... and english is not my tongue, so, please, sorry for my mistakes!:-(
>
> I found these:
>
> 1)
> http://www.paynetsystems.com/html/feelist.html
> it seems inexpensive, but it has chargeback fee (15$)
>
> 2)
> http://www.ccnow.com/sellOnline.html
> it seems good to me, and maybe is an advantage his location? (Delaware)
>
> 3)
> http://www.protx.com/products/pricingvsp.asp
>
> 4)
> http://help.nochex.com/?Action=Q&ID=92
>
> what you think about these?
> can you tell me other better address?
>
> Thanks in advance to all answer me,
> Donata
>
> ================================================== ==============
> Hogwasher: You don't have to sacrifice friendliness for power
> http://www.asar.com/cgi-bin/product....hogwasher.html
> ================================================== ==============
>
What sort of volume sales do you anticipate making?....Bear in mind that
if your sales are reasonably low, or the individual sale value is small,
you'll be wasting your time going for a dedicated merchant account.....

--
www.fixaphoto.co.uk
for photographic restorations

Fat Sam wrote:

> What sort of volume sales do you anticipate making?....Bear in mind that
> if your sales are reasonably low, or the individual sale value is small,
> you'll be wasting your time going for a dedicated merchant account.....

Not necessarily. My price points range from $2.50 US to $25.00 US. I do
as well with a merchant account, even at the $2.50 price point, as I
would with PayPal, etc.

Scott Bryce wrote:
> Fat Sam wrote:
>
>> What sort of volume sales do you anticipate making?....Bear in mind
>> that if your sales are reasonably low, or the individual sale value is
>> small, you'll be wasting your time going for a dedicated merchant
>> account.....
>
>
> Not necessarily. My price points range from $2.50 US to $25.00 US. I do
> as well with a merchant account, even at the $2.50 price point, as I
> would with PayPal, etc.

Yeah, but if your sales volumes were to drop, would it affect your
ability to cover the cost of your merchant accounts monthly fees?....In
my experience, there's a crossover point whereby, below a certain volume
of transactions, it's more economical to go with someone like Paypal,
and over a certain volume, it suddenly becomes more economical to take
on a merchant account....

Of course, for every venture, this crossover point occurs in a different
place, depending on a number of factors, including your price and markup
(profit margin), your sales volumes, and your merchant banking fees....

--
www.fixaphoto.co.uk
for photographic restorations

Scott Bryce wrote:
> Fat Sam wrote:
>
>> ....In my experience, there's a crossover point whereby, below a
>> certain volume of transactions, it's more economical to go with
>> someone like Paypal, and over a certain volume, it suddenly becomes
>> more economical to take on a merchant account....

I'd have to agree. I use one cc processor for sites with under about $7-800
(US) in monthly sales and another one for sites over that amount. The
crosover is dictated by sales volume and total dollar amount. My reseller
host has a pretty good deal with the higher end cc processor that makes it
more economical than it might otherwise be.
>
>
>
> I believe that I get more sales with a merchant account than I would
> with just PayPal (I accept both, as well as checks by mail.) so the
> cost of the merchant account is more than worth it.

I've found than when a site switches to cc from paypal, sales multiply by a
factor of 2 to 5.

--
dp